Catastrophic Insurance Coverage

The KHSAA provides excess catastrophic insurance coverage for all student athletes at no cost to member schools for all KHSAA-sanctioned sports teams and cheerleaders. This plan has a $25,000 deductible. Student athletes will be covered under this plan effective the date parents complete and return the acknowledgment form to the school principal.

 This is an “excess” policy, meaning personal insurance and other school insurance policies are to be exhausted before this plan is implemented. The plan provides coverage for students who meet all eligibility requirements while engaging in, practicing for, or traveling to or from all activities under the jurisdiction of the KHSAA and the direct supervision of a school employee, and it has many other provisions and benefits. For KHSAA-sanctioned play, the deductible amount is reduced to $0.

Parents should present the KHSAA physical form to their child’s physician for his or her signature following his or her examination of the child. The examination is valid for participation in athletics for one year from the date signed. Parents should return the completed form to their child’s high school principal to be maintained by the school.